Minimum payments required each billing period. Interest will apply according to your regular credit terms.
2 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.
3 Must make a purchase in the previous 12 months starting 1 month(s) prior to birthday and card anniversary. Accounts that opened in your birthday month or in the previous month will receive the offer during your birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during cardholder birthday and anniversary months. Must have valid email address and U.S. mailing address.
4 Sweepstakes will be offered by Sterling Jewelers Inc. (Sterling). Timing will be determined by Sterling, and customers will be informed via email. Comenity Bank is not the sponsor nor responsible for the sweepstakes. Any disputes concerning awards or benefits under the sweepstakes will not affect payments or other obligations to the Bank. Must have a U.S. mailing address and a valid email address provided at comenity.net/kay.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable.